Ser Technology Corporation

Predictive Risk

Utilize ProAct as a tool to estimate future risk and set reserve levels.

Ser Tech has devised a methodology to support the analysis of forward risk inherent in loan portfolios, Credit Risk Quantification (CRQ). This methodology leverages credit score odds, loan balance and loss severity of loan types to estimate future loss potential.
ProAct further offers portfolio stress testing to consider hypothetical changes in the economic environment and their effect on risk. Stress testing allows credit unions to adjust and project credit score and property value movements as well as loss severity of loan portfolios.
ProAct's risk analysis options are proven tools for compliance, audits and setting reserve levels.

Further leverage
ProAct risk capabilities to compile reports and justify standards to management and the Board.