Ser Technology Corporation


Monitoring performance retroactively and real time is crucial to mitigating risk and identifying opportunity.

Key performance indicators (KPIs) empower our clients with timely and consistent data, a requirement to measure risk propensity, evaluate opportunities and make well informed decisions based on accurate portfolio, member, tier and loan level information.

ProAct provides instant access to delinquency levels, charge-off history and yield to evaluate portfolio performance and make necessary operational and allocation changes.
Credit score migration and real estate coverage ratios allow financial institutions to identify high risk loans from members with downward credit score movements as well as uncover potential lending opportunities from creditworthy members with increasing home values. Deploy staff to monitor high risk loans and reduce charge-off while directing focus on profitable loan programs.

Clients have
used migration data to actively limit home equity loans and lines of credit to prevent potential charge-offs.